The market is a changing! While the banks are saying “no” we are saying “yes” and getting excellent Trust Deed Investments. 50% or less LTV is the name of the day. Borrowers with good credit, companies with good financials, good cash flowing properties. Bankable properties and borrowers- with hard money underwriting -makes the best investment vehicle I know. Too bad wall street didn’t know how to underwrite safe investments for the sub-prime loans, they stole from the small private investors, of the 80’s. Although it gives back to the smaller private investor a greater pool of quality Trust Deed investments, now that banks aren’t even writing paper.
A safe up to 12% return Trust Deed Investment. What is to compete? Buying property at 30% of value I suppose. Personally I would rather collect checks than deal with the real estate and tenants etc. We sell our Trust Deed Investments as fast as they come in. So, if you are interested and have money to invest available, by all means fill out our investor form and CALL me so I can get to know what your need and want. Then I will call you when we have a match. We get commercial trust deeds and non-owner occupied residential 1-4 and units.
These are usually cash out refinances. Purchase money loans for borrowers who have 50% cash downpayment. Mainly 1st Trust Deeds. We do have requests for 2nd Trust Deeds for smaller amounts. As long as the first is not too large and LTV is @50% these are attractive also. Request are for 1-5 years interest only. $50,000 - 3M+

The market is sure changing. I still think trust deed investments are the safest vehicle to grow your nest egg. I practice what I preach. I look at my stock portfolio and find it takes a lot of effort to remain the optimist. My trust deed investments are a calm in this storm. However just as one picks good and bad stock, you may have some trust deed investments that are not trouble free. Although I personally never lost money on any.

Our Hard Money note rate averages 12% interest only. However, we have some investors who will lend hard money at longer terms and lower note rates about 9.9% , for the right collateral. Good Commercial/Residential properties in Southern Calif. While the banks turn down loans, we want them, although the LTV needs to be arount 60%. We can lend up to 5M. There is a lot of hard money available, for the better borrowers, who happen to need hard money now. This due to the tightening credit crunch the banks are dealing with. These can close within 10 days. Fast approval. So if you need large hard money loans at low rate give us a call.

We have some aggressive private investors willing to fund short term hard money loan scenarios that other hard money lenders won’t. We are providing funding to pay off construction loans,and give the borrower/builder time to sell. Commercial or Residential. No O/O.These hard money bridge loans are for projects that have up to 65% equity after our loan is placed. We can take 1st or 2nd position. Loan amount not to exceed 5M. Minimum depends on private investor and hard money loan scenario. We can also save your purchase money loan, that is out of time, but still only up to 65% LTV. Large downpayment would be required. Another scenario would be a loan matured but borrower needs time to clean up credit issues before he can refinance. Just call and I can discuss with you if we can help with your hard money scenarios.
Colleen Bigler

Hard Money Lenders -Private Investor loans-Wholesale/Direct lender/Broker ???

If you have equity in your commercial building we have simple, fast process to get you the cash you need with our hard money bridge loans. These are short term hard money, private investor funds. For quick purchase money or if your property is listed,to buy you time to sell, the hard money bridge loan is the answer. New construction take-out hard money bridge loans available. We will take 1st or 2nd position. Minimum $200 to 5M. Our hard money underwriting for these short term loans is up to 65% Loan to Value.

We’re announcing the launch of the Loan Solution blog as an accompaniment to the loan-solution.com website. Please stay tuned for mortgage loan information for borrowers, brokers and trust deed investors.