The market is a changing! While the banks are saying “no” we are saying “yes” and getting excellent Trust Deed Investments. 50% or less LTV is the name of the day. Borrowers with good credit, companies with good financials, good cash flowing properties. Bankable properties and borrowers- with hard money underwriting -makes the best investment vehicle I know. Too bad wall street didn’t know how to underwrite safe investments for the sub-prime loans, they stole from the small private investors, of the 80’s. Although it gives back to the smaller private investor a greater pool of quality Trust Deed investments, now that banks aren’t even writing paper.
A safe up to 12% return Trust Deed Investment. What is to compete? Buying property at 30% of value I suppose. Personally I would rather collect checks than deal with the real estate and tenants etc. We sell our Trust Deed Investments as fast as they come in. So, if you are interested and have money to invest available, by all means fill out our investor form and CALL me so I can get to know what your need and want. Then I will call you when we have a match. We get commercial trust deeds and non-owner occupied residential 1-4 and units.
These are usually cash out refinances. Purchase money loans for borrowers who have 50% cash downpayment. Mainly 1st Trust Deeds. We do have requests for 2nd Trust Deeds for smaller amounts. As long as the first is not too large and LTV is @50% these are attractive also. Request are for 1-5 years interest only. $50,000 - 3M+

The market is sure changing. I still think trust deed investments are the safest vehicle to grow your nest egg. I practice what I preach. I look at my stock portfolio and find it takes a lot of effort to remain the optimist. My trust deed investments are a calm in this storm. However just as one picks good and bad stock, you may have some trust deed investments that are not trouble free. Although I personally never lost money on any.